Welcome to the Professional Appraisal Associates (PAA) home page.  We are a leading provider of expert real estate valuations for the mortgage lending marketplace in the Santa Barbara County Area. Certified Appraiser with over 25 years of experience in the banking and appraisal industry, we have a proven track record of reducing lenders time, efforts and costs in managing the appraisal process.

Experienced California OREA Residential and Certified Real Estate Appraisers, qualified for all residential properties including 1+ Million dollars, and approved with virtually all the major banks/lenders.  We are your local appraisal services specialist on the Central Coast.

We are a leading provider of Santa Barbara County appraisals for:

  • Primary and Secondary Mortgages
  • Equity Loan / Mortgage Refinancing
  • Reverse Mortgages (HUD/FHA) 
  • Employee Relocation (ERC) 
  • Foreclosure / REO Bank Owned Properties 
  • FHA Appraisals  
  • Equity-Line Appeals 
  • Private Mortgage Insurance Removal (PMI)
  • Estate Planning
  • Divorce Settlement
  • Property Tax Reduction Appeals
  • Insurance Damage Appraisals / Retrospective (Retroactive) or Prospective
  • New Construction Loans
  • Desktop / Field Reviews and complex Retrospective Reviews

We offer the Highest Quality Appraisal Services on the Central Coast. Our investment in training and technology has helped our customers greatly reduce their workload. By offering on-line appraisal ordering, coupled with automatic report status updates and electronic delivery of the final product, we are able to eliminate the run around and phone tag hassles associated with this process. And since this process saves us money as well, we can keep our rates competitive with anybody in the industry.

  • Short Turn-Around Times
  • Fast Rush Service Available
  • High Quality Appraisal Reports
  • On-line Status Reports
  • Electronic Ordering and Delivery
  • Competitive Pricing

Fully Licensed Residential, Certified, and HUD Approved Certified FHA Appraisers now serving all of Santa Barbara County, including the cities of:

Santa Barbara , Montecito , Summerland , Hope Ranch , Isla Vista , Goleta , Mission Canyon , Carpinteria , Mission and Winchester Canyon , Santa Maria , New Cuyama , Guadalupe , Lompoc , Solvang , Santa Ynez and Santa Ynez Valley , Buellton , Sisquoc , Los Alamos and Los Olivos.

In addition, we specialize in the complex Indian Reservation Properties, Gaviota Hollister Ranch, Los Padres National Forest, and also the special Leasehold Estate Properties on the Central Coast such as Rancho Alisal and the UCSB Campus Point lease land. We can also help with California Proposition 8 Property Tax Reduction Appraisals.

Through this web site, you can perform a number of tasks. Ordering an appraisal is just a click of a button away. Or, spend some time and find out a bit more about the appraisal business. The more you know, the better decision you can make. And check back frequently, as our content is always being updated. 

Click here to:        Create your own Comparables List on Zillow.com 

 

You can also go to:  http://professionalappraisalassociates.org/

                             http://professionalappraisalassociates.net

 

Insist on a local Central Coast expert who is familiar and specializes in the area, not some outside novice without the legally required area source data and familiarity. 

The following is latest Real Estate News and Information provided for your convenience:

Real Estate RSS Feeds:
 
Washington Report: New Budget
2/8/2010 8:37 PM
Real estate took some whacks in the new 3.8 trillion dollar Obama budget presented to Congress last week, but there were some helpful proposals for housing as well...Read More
 
Housing Affected by Demographic Trends
2/8/2010 8:37 PM
The Urban Land Institute predicts there will be two major changes beginning in this new decade in our country that will affect the housing market...Read More
 
Long-Term Mortgage Rates Remain Stable and Low
2/8/2010 8:37 PM
McLean, VA -- Freddie Mac (NYSE:FRE) today released the results of its Primary Mortgage Market Survey (PMMS)in which the 30-year fixed-rate mortgage (FRM) averaged 5.01 percent with an average 0.7 point for the week ending February 4, 2010, up from last week when it averaged 4.98 percent. Last year at this time, the 30-year FRM averaged 5.25 percen...Read More
 
Investor Report: Financing Opportunities
2/8/2010 8:37 PM
You've probably heard that the Obama administration's budget sent to Congress last week emphasizes helping small businesses around the country, but you may not know that it also includes lots more potential financing opportunities for purchasers, owners and rehabbers of commercial real estate...Read More
 
FHA's Tighter Guidelines
2/8/2010 8:37 PM
The FHA just announced tighter guidelines (January 20). Insurance premiums increased from 1.75 to 2.25 percent. Seller concessions are limited to 3 percent, down from 6 percent and new borrowers with a FICO score below 580 will need a 10 percent down payment instead of the 3.5 percent now required. GASP! We have a choice. We can choose to support w...Read More
 
Feds Giving Mortgage Modifications Additional Boost
2/8/2010 8:37 PM
It's not easy turning a potential foreclosure into a successful affordable mortgage modification -- from either side of the table...Read More
 
Richard Juge, CCIM, 2010 President Details Institute's Impact on Real Estate, Industry and Economy
2/8/2010 8:37 PM
[Note: To follow is an excerpt of a radio show interview conducted by Peter L. Mosca, host of Income Property Investment Talk dot com, with Richard Juge, CCIM, 2010 President of the Institute, and President of RE/MAX Commercial Brokers, Inc. in Metairie, Louisiana and broker/owner of a RE/MAX office in Mandeville, Louisiana. Richard discusses how t...Read More
 
Builders, Ever Hear of the Merkley Amendment?
2/8/2010 8:37 PM
On Christmas Eve, December 24, 2009, the Senate by a 60 to 39 vote approved the Patient Protection And Affordable Coverage Act (H.R. 3590). A large bill, as most have undoubtedly heard, was made a bit larger as language requiring small construction firms with more than five workers provide health care coverage or face stiff fines was, according to ...Read More
 
Real Estate Outlook: Jumps and Gains
2/8/2010 8:37 PM
You can take your economic cues from the Federal Reserve Board' s latest assessment...or you can take them from the nation's consumers directly, as measured by the Conference Board's monthly Consumer Confidence survey...Read More
 
Games Won't Boost House Prices in Vancouver, Says Study
2/8/2010 8:37 PM
A new study says that hosting the Olympic Games does not prompt an increase in local house prices, nor do prices crash after the games are over. In Vancouver, where the Winter Olympic Games get underway this month, that may be a good thing. Another report says the city has the least affordable housing of 272 urban centres examined around the world,...Read More





Professional Appraisal Associates.com 614 Hindfell Way Solvang, CA 93463-2108
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