Welcome to the Professional Appraisal Associates (PAA) home page.  We are a leading provider of expert real estate valuations for the mortgage lending marketplace in the Santa Barbara County Area. Certified Appraiser with over 25 years of experience in the banking and appraisal industry, we have a proven track record of reducing lenders time, efforts and costs in managing the appraisal process.

Experienced California OREA Residential and Certified Real Estate Appraisers, qualified for all residential properties including 1+ Million dollars, and approved with virtually all the major banks/lenders.  We are your local appraisal services specialist on the Central Coast.

We are a leading provider of Santa Barbara County appraisals for:

• Primary and Secondary Mortgages
• Equity Loan / Mortgage Refinancing
• Reverse Mortgages (HUD/FHA) 
• Employee Relocation (ERC) 
• Foreclosure / REO Bank Owned Properties 
• FHA Appraisals  
• Equity-Line Appeals 
• Private Mortgage Insurance Removal (PMI)
• Estate Planning
• Divorce Settlement
• Property Tax Reduction Appeals
• Insurance Damage Appraisals / Retrospective (Retroactive) or Prospective
• New Construction Loans
• Desktop / Field Reviews and complex Retrospective Reviews
• Expert Witness / Court Testimony / Litigation Support Services

We offer the Highest Quality Appraisal Services on the Central Coast. Our investment in training and technology has helped our customers greatly reduce their workload. By offering on-line appraisal ordering, coupled with automatic report status updates and electronic delivery of the final product, we are able to eliminate the run around and phone tag hassles associated with this process. And since this process saves us money as well, we can keep our rates competitive with anybody in the industry.

• Short Turn-Around Times
• Fast Rush Service Available
• High Quality Appraisal Reports
• On-line Status Reports
• Electronic Ordering and Delivery
• Competitive Pricing

Fully Licensed Residential, Certified, and HUD Approved Certified FHA Appraisers now serving all of Santa Barbara County, including the cities of:

Santa Barbara , Montecito , Summerland , Hope Ranch , Isla Vista , Goleta , Mission Canyon , Carpinteria , Mission and Winchester Canyon , Santa Maria , New Cuyama , Guadalupe , Lompoc , Solvang , Santa Ynez and Santa Ynez Valley , Buellton , Sisquoc , Los Alamos and Los Olivos.

In addition, we specialize in the complex Indian Reservation Properties, Gaviota Hollister Ranch, Los Padres National Forest, and also the special Leasehold Estate Properties on the Central Coast such as Rancho Alisal and the UCSB Campus Point lease land. We can also help with California Proposition 8 Property Tax Reduction Appraisals.

Through this web site, you can perform a number of tasks. Ordering an appraisal is just a click of a button away. Or, spend some time and find out a bit more about the appraisal business. The more you know, the better decision you can make. And check back frequently, as our content is always being updated. 

You can also go to:  http://professionalappraisalassociates.org/

                             http://professionalappraisalassociates.net

Insist on a local Central Coast expert who is familiar and specializes in the area, not some outside novice without the legally required area source data and familiarity.