Home - Professional Appraisal Associates Solvang CA

R E S U M E

Susan E. Kraushaar

Professional Appraisal Associates

614 Hindfell Way

Solvang, CA. 93463-2108

OREA - Certified Real Estate Appraiser, Valid California License

EDUCATION

California State University Chico

Bachelor of Arts Degree

Major: Liberal Studies

Minor: Biology

California State Teaching Credential

National Association of Review Appraisers

Principles and Techniques of Appraisal Review

Real Estate Education, Inc.

The New URAR and FIRREA

American Institute of Real Estate Appraisers

Real Estate Appraisal Principles

Residential Valuation

Basic Valuation Procedures

Standards of Professional Practice

Pierce Junior College

Principles of Appraising

EMPLOYMENT

Professional Appraisal Associates March 91‑Present

California

Position: Owner/Appraiser, Residential Property

Security Pacific National Bank 1982‑1991

Monterey Park, California

Position: Staff Appraiser, Residential Property

Professional Experience

I have extensive appraisal experience, 1-4 units, with major California banks. A large portion of my recent work has been field reviews. I have trained appraisers, and was a Loan Officer for Security Pacific National Bank for several years. I believe this unique understanding of the appraisal importance from various perspectives enables me to work very effectively with clients.

The following is latest Real Estate News and Information provided for your convenience:

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Announcing the RealAnswers WP Plugin: Own the Real Estate Q&A Conversation

12/14/2009 4:09 PM

3/11/2009 10:59 AM

The World’s First Risk-Free Listing

8/28/2008 12:47 PM

Introducing the ListingHedge(TM)

8/24/2008 4:55 PM

Tweet Your AgentRank(TM), Realtors

8/5/2008 8:14 AM

5/27/2008 7:54 PM

5/2/2008 9:14 AM

4/30/2008 6:51 AM

Introducing the ReferralAuction(TM)

4/29/2008 2:58 PM

4/16/2008 12:40 PM

Latest RSS Feeds:

Frost Advisory - Mendocino Coast (California)

1/1/0001 12:00 AM

URGENT - WEATHER MESSAGE Issued At: 2010-03-11T11:11:00 Expired At: 2010-03-11T16:00:00 Issuing Weather Forecast Office Homepage: http://www.wrh.noaa.gov/Eureka/...Read More

Winter Storm Watch - Shasta Lake Area, Northern Shasta (California)

1/1/0001 12:00 AM

URGENT - WINTER WEATHER MESSAGE Issued At: 2010-03-11T10:43:00 Expired At: 2010-03-13T06:00:00 Issuing Weather Forecast Office Homepage: http://www.wrh.noaa.gov/Sacramento/...Read More

Winter Storm Watch - Burney Basin, Eastern Shasta County (California)

1/1/0001 12:00 AM

URGENT - WINTER WEATHER MESSAGE Issued At: 2010-03-11T10:43:00 Expired At: 2010-03-13T06:00:00 Issuing Weather Forecast Office Homepage: http://www.wrh.noaa.gov/Sacramento/...Read More

High Surf Advisory - San Luis Obispo County Central C (California)

1/1/0001 12:00 AM

COASTAL HAZARD MESSAGE Issued At: 2010-03-11T09:55:00 Expired At: 2010-03-11T22:00:00 Issuing Weather Forecast Office Homepage: http://www.nwsla.noaa.gov/...Read More

High Surf Advisory - Santa Barbara County Central Coa (California)

1/1/0001 12:00 AM

COASTAL HAZARD MESSAGE Issued At: 2010-03-11T09:55:00 Expired At: 2010-03-11T22:00:00 Issuing Weather Forecast Office Homepage: http://www.nwsla.noaa.gov/...Read More

Winter Storm Watch - Mountains Southwestern Shasta County (California)

1/1/0001 12:00 AM

URGENT - WINTER WEATHER MESSAGE Issued At: 2010-03-11T10:43:00 Expired At: 2010-03-13T06:00:00 Issuing Weather Forecast Office Homepage: http://www.wrh.noaa.gov/Sacramento/...Read More

Winter Storm Watch - Western Plumas County, Lassen Par (California)

1/1/0001 12:00 AM

URGENT - WINTER WEATHER MESSAGE Issued At: 2010-03-11T10:43:00 Expired At: 2010-03-13T12:00:00 Issuing Weather Forecast Office Homepage: http://www.wrh.noaa.gov/Sacramento/...Read More

Winter Storm Watch - West Slope Northern Sierra Nevada (California)

1/1/0001 12:00 AM

URGENT - WINTER WEATHER MESSAGE Issued At: 2010-03-11T10:43:00 Expired At: 2010-03-13T12:00:00 Issuing Weather Forecast Office Homepage: http://www.wrh.noaa.gov/Sacramento/...Read More

Special Weather Statement - Surprise Valley California (California)

1/1/0001 12:00 AM

Special Weather Statement Issued At: 2010-03-11T11:48:00 Expired At: 2010-03-12T00:00:00 Issuing Weather Forecast Office Homepage: http://www.wrh.noaa.gov/Reno/...Read More

Special Weather Statement - Lassen,Eastern Plumas,Eastern Si (California)

1/1/0001 12:00 AM

Special Weather Statement Issued At: 2010-03-11T11:48:00 Expired At: 2010-03-12T00:00:00 Issuing Weather Forecast Office Homepage: http://www.wrh.noaa.gov/Reno/...Read More

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Latest RSS Feeds:

Moreira on Success: Be Flexible, Willing to Change and Never Stop Learning

3/11/2010 6:02 AM

[Note: To follow is an excerpt of a radio show interview conducted by Peter L. Mosca, host of Income Property Investment Talk dot com, with Steven Moreira, CCIM, CIPS, and CEO and sole stock-holder of the 4-Quadrant Magic Companies, who provides a comprehensive look at the financial markets, financing, and what is happening on the streets in the ma...Read More

Tighter Requirements for FHA Loans Loom

3/11/2010 6:02 AM

It's about to get tougher to qualify for a Federal Housing Administration (FHA) mortgage, often considered the replacement loan for the collapsed subprime market...Read More

Nine Leadership Mistakes to Consider As You Rebuild Real Estate

3/11/2010 6:02 AM

A word of advice for builders, contractors, developers and all other players interested in re-building strength back into the real estate marketplace: only strong, balanced, and experienced leadership at the executive level will pull the industry through to the next upcycle. According to Bill Ferguson, author of the new book "Keepers of the Castle:...Read More

What's My Real Estate Really Worth?

3/11/2010 6:02 AM

How much is your real estate--your house, condominium unit, cottage, income property--worth in this market...Read More

The House Hunter's Toolkit

3/11/2010 6:02 AM

It may not feel like Spring in your town, but for most of the United States, we've turned a corner. The sun is shining, the snow is melting, and the crocuses are poking their heads up through the ground; a brutal winter is winding down...Read More

Mortgage Rates: The Calm Before the Storm?

3/11/2010 6:02 AM

Despite being just 3 1/2 weeks from the much anticipated end of government purchasing of mortgage-backed securities, mortgage rates remain steady...Read More

Real Estate Outlook: Federal Reserve Beige Book

3/11/2010 6:02 AM

If you're trying to figure out where real estate is headed in the coming months, should you listen to the Federal Reserve -- or do you focus on the latest pending home sales numbers...Read More

Pre-Qualifying for a Mortgage

3/11/2010 6:02 AM

One of the first steps to take as a potential home buyer is to get pre-qualified for a loan. This step helps both you and your lender learn just how much home you can afford. And you should begin this process before you even start looking for a home...Read More

Low Rates Help Make Home Buying More Affordable

3/11/2010 6:02 AM

McLean, VA -- Freddie Mac (NYSE:FRE) today released the results of its Primary Mortgage Market Survey® (PMMS®) in which the 30-year fixed-rate mortgage (FRM) averaged 4.97 percent with an average 0.7 point for the week ending March 4, 2010, down from last week when it averaged 5.05 percent. Last year at this time, the 30-year FRM averaged 5...Read More

More Incentives To Buy Home: Fannie Mae Offers Money for Closing Costs and Appliances

3/11/2010 6:02 AM

Fannie Mae wants to sell its housing inventory that it acquired through foreclosures. The properties are listed for sale on HomePath.com. To do so, it's offering buyers incentives for those properties...Read More

Latest RSS Feeds:

Hope Ranch for the first 2 Months of 10 for the Santa Barbara Real Estate area

3/11/2010 6:02 AM

For the Santa Barbara Real Estate area of Hope Ranch Real Estate for the first 2 months of 10 for the Single Family Residence market there have been 2 sales with a median and average sold price of about $3.6.....Read More

West of State St for the first 2 Months of 10 for Santa Barbara Real Estate

3/11/2010 6:02 AM

For the Santa Barbara Real Estate area of West of State St for the Home Estate/PUD market for the first 2 months of 10 sales are down from the same period in 09 dropping from 21 to 16. The median.....Read More

East of State St for the first 2 Months of 10 for Santa Barbara Real Estate

3/11/2010 6:02 AM

For the Santa Barbara Real Estate area of East of State St for the first 2 months of 10 the numbers of sales is almost double what it was last year. In 09 there were 17 sales to this and.....Read More

Montecito for the first 2 Months of 10 in Santa Barbara Real Estate area

3/11/2010 6:02 AM

For the Santa Barbara Real Estate area of Montecito Real Estate for the first 2 months of 10 there have been 12 sales which is exactly how many occurred last year. But the median sales price has dropped about $1.....Read More

Santa Barbara Real Estate through the end of February 10 for Montecito, Hope Ranch, Santa Barbara, Goleta, Carpinteria and Summerland

3/11/2010 6:02 AM

For the Home Estate/PUD market for Santa Barbara Real Estate, Montecito Real Estate, Hope Ranch Real Estate, Carpinteria Real Estate/Summerland Real Estate and Goleta Real Estate the month of February 2010 saw sales in the mid 40s, falling from 61.....Read More

0Goleta North from 1/1/10 to 1/18/10 compared to 09 for the same period for the Santa Barbara Real Estate area

3/11/2010 6:02 AM

The Condo market for the Goleta Real Estate North area of Santa Barbara the inventory through February 18 there have been 24 total listings compared to 35 in 09. The new listings fell from 18 in 09 down to 9.....Read More

Carpinteria/Summerland for the first 2 Months of 10 the Santa Barbara Real Estate area

3/11/2010 6:02 AM

For the Santa Barbara Real Estate area of Carpinteria Real Estate/Summerland Real Estate for the first 2 months of 10 for the Home Estate/PUD market there have 15 sales compared to only four in 09 and the median sales price.....Read More

Goleta South from 1/1/10 to 2/18/10 compared to 09 for the same period for Santa Barbara Real Estate area

3/11/2010 6:02 AM

The Condo market for the Goleta Real Estate South area of Santa Barbara the numbers of properties available through February 18 there have been a total 16 listings compared to 31 in 09. New listings are also down from 12.....Read More

Hope Ranch from 1/1/10 to 2/18/10 compared to 09 for the same period for

3/11/2010 6:02 AM

The Condo market for the Hope Ranch Real Estate area of Santa Barbara real estate saw no activity. For Home Estates in the Santa Barbara Real Estate area of Hope Ranch Real Estate through February 18 there have been 26.....Read More

West of State St from 1/1/10 to 2/18/10 compared to 09for the Santa Barbara Real Estate area

3/11/2010 6:02 AM

The Condo market for the West of State St area of Santa Barbara Real Estate the total numbers of listings through February 18 are way down from 73 in 09 to 51 in 10. New listings are down nearly as.....Read More